Residential • Investors • Creative Finance • Commercial • Complex Title
From everyday home purchases to creative financing and complex transactions, our experienced team helps move your closing forward.
From simple closings to the ones that aren't, our team has you covered.
A dedicated title and escrow team that learns your transaction and stays with you from order to closing.
Streamlined processes and clear communication that keep your closing moving and on schedule.
Founded by an investor and title attorney, we know how complex deals need to close.
As storms affect communities across Texas and Arizona, 1st Option Title is sharing important information to help families stay safe, protect their homes, and navigate property damage and recovery. We're thinking of our neighbors and everyone affected.
Read Our Storm Safety & Recovery GuideWe Can Help
Choose the path that matches your situation. We'll take it from there.
Title insurance, escrow, and closing for residential purchases.
Learn moreFast closings, clear title, and smooth escrow for sellers.
Learn moreTitle solutions your clients and deals actually need.
Learn moreComplex closings, double closes, creative finance, and more.
Learn moreCommercial title, escrow, due diligence, and entity closings.
Learn moreCommercial sellers need fast, reliable title and escrow.
Learn moreSubject-to, seller finance, wraparounds, and unusual structures.
Learn moreLiens, defects, ownership disputes, and clearance issues.
Learn moreLender title policies, escrow coordination, and closings.
Learn moreLand acquisition, development, and new construction closings.
Learn moreOur Specialty
Simple closing? We handle it. Complicated closing? That's where we really shine. 1st Option Title was founded by Scott Horne, a title attorney and real estate investor who created the company after experiencing title problems firsthand as an investor.
Know Before You Close
Our Property DNA Report gives you a complete picture of any property's title history, liens, easements, encumbrances, and potential issues before you commit. It's free, and it's how we help you avoid surprises at the closing table.
What We Do
Double closings, assignments, subject-to, seller finance, hard money, fix-and-flip, and every kind of investor transaction. Founded by an investor who understands the deals.
Explore investor servicesLand acquisition, multifamily, office, retail, industrial, mixed-use, development, 1031 exchanges, entity purchases, and commercial due diligence.
Explore commercial servicesKnow the property before the closing. Free comprehensive property research reports for buyers, sellers, investors, agents, and commercial buyers.
Get a free reportClosing cost calculators, mortgage tools, and investor analysis calculators. All preliminary estimates to help you plan your transaction.
View all calculatorsArticles, guides, and resources about title insurance, escrow, real estate investing, commercial transactions, and Texas and Arizona real estate.
Read articlesAnswers to the most common questions about title insurance, escrow, investor closings, creative finance, and commercial transactions.
Get answersOffices
With physical offices in Garland, Texas, and Gilbert, Arizona, 1st Option Title provides title and escrow services throughout both states.
Our People
Experienced professionals who know title, escrow, and real estate inside and out.
Founder & Title Attorney
L. Scott Horne is a Texas-based attorney and the founder of Horne & Associates, P.C., where he has practiced law in Texas for more than 35 years.
Escrow officers, title specialists, operations, and support across Texas and Arizona.
Meet the entire teamEvents & Education
Classes, workshops, networking, and speaking engagements hosted by the 1st Option Title team.
When classes, workshops, and speaking engagements are confirmed, the next three will appear right here and on the full Events Calendar.
Join the 1st Option Title team for educational workshops, industry conversations, and professional networking opportunities. Whether you're looking to strengthen your understanding of title and escrow or connect with industry professionals, we'd love to see you at an upcoming event.
Our next workshops and conversations will be announced here and on the Events Calendar as soon as dates are confirmed.
From Our Blog
A title company's role in a Texas real estate transaction, from title search to closing to title insurance.
Read moreWhat investors pay at closing in Texas, and how to minimize costs across different transaction types.
Read moreHow subject-to transactions work, why investors use them, and what title companies need to know.
Read moreWhether you're closing a straightforward purchase or navigating a complex investor deal, our team is ready to help.
Questions about your transaction? Need help with a complex closing? Reach out and we'll get back to you.